A Guide to Renting Florida Properties

Renting a home in Florida can be just as stressful as purchasing a Florida property. It is a huge decision that can come with many obstacles. Whether you're not ready to buy, don't have a good credit score, or are relocating to Florida temporarily you'll want to make sure you are knowledgeable before renting a home. 

  • Know the lease terms: From the beginning to end you should read and understand all the terms of your lease. Make sure the lease is a written contract and you have a copy for your records. Parts of a lease you'll want to understand are the move-in and move out dates if only a year rental, otherwise you should understand the continuing terms after the length of the lease expires. You'll also want to understand rent increases that may apply, your security deposit and how you can get it back at the end of the lease, as well as pet and guest policies if any. Other terms of a lease may include who is responsible for emergency repairs and whether or not you can decorate the home. 
  • Keep Proof of Payment: All payments should be made in a way that will leave you with proof such as a check, money order, or online payment. If you're paying with cash you'll want a signed receipt from the landlord. Keeping proof of payment and date it was paid just ensures there is no discrepancy down the line. 
  • Insurance Coverage: Though homeowner's insurance is not required when renting a Florida property, it is recommended to still obtain renter's insurance to cover the cost of any damage to your personal belongings. Renter's insurance can also cover liability protection, guest medical protection, and reimbursed living expenses. Renter's insurance is relatively inexpensive and can often be added to existing car insurance for a few extra dollars a month. 
  • Know Your Lease to Buy Options: If you are not able or ready to purchase a home but have hopes to purchase in the future discuss your lease to buying options with the landlord. The landlord may agree to sell the home to you at the end of your lease. Most leases will require the renter to pay rent each month plus a little extra. The extra can be used as a down payment at the end of the lease. Having a real estate agent or lawyer look over these terms of the contract will be helpful. You'll want to have a clause in the lease for your options if your credit is not where it should be at the end of the lease. Use our mortgage calculator to find out how much you can afford if you are thinking of leasing to own. 


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Listing information last updated on January 29th, 2023 at 2:31pm EST.